Casinos That Accept Credit Cards
Credit cards are one of the most popular and respected payment methods for online casinos; not only one of the most popular ways of paying both online and at land casinos, but it is also convenient. The fact that players can use funds that would not be considered a part of their disposable income is another significant advantage that cannot be ignored.
Let’s look at which online casinos accept credit cards; we have provided a list of our top recommended casinos that accept credit cards in New Zealand for your perusal below.
- Jackpot City NZ: Best for sign up offers and loyalty points
- LeoVegas NZ: Best for mobile-friendly platform
- Spin Casino NZ: Best for Kiwi-friendly deposit methods
- Wildz Casino: Best for the widest variety of pokies and table games
- Casino Days: Best for crypto deposits (BTC, LTC, ETH, XRP)
- Royal Vegas NZ: Best for overall experience
- Ruby Fortune NZ: Best for high payout rates and fast withdrawal times
- PlayOJO Casino: Best for no wagering requirements
- CasiGO Casino: Best for modern platform with a clean design
- Lucky Spins: Best choices for having fun
Best NZ Credit Card Casinos 2025
| Rank | Casino | Review | Bonus | Info | Visit |
|---|---|---|---|---|---|
| 1. |  |
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$1600+ 10 Free Spins | Best for sign up offers and loyalty points | Play Now |
| 2. |  |
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$2000+ 200 Free Spins | Best for mobile-friendly platform | Play Now |
| 3. |  |
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$1000+ 10 Free Spins | Best for Kiwi-friendly deposit methods | Play Now |
| 4. |  |
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$1000+ 200 Free Spins | Best for the widest variety of pokies and table games | Play Now |
| 5. |  |
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$1000+ 100 Free Spins | Best for crypto deposits (BTC, LTC, ETH, XRP) | Play Now |
| 6. |  |
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$1200+ 10 Free Spins | Best for overall experience | Play Now |
| 7. |  |
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$750+ 10 Free Spins | Best for high payout rates and fast withdrawal times | Play Now |
| 8. |  |
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80 No Wager FS | Best for no wagering requirements | Play Now |
| 9. |  |
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$1100+ 375 Free Spins | Best for modern platform with a clean design | Play Now |
| 10. |  |
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$500+ 500 Free Spins | Best choices for having fun | Play Now |
Credit Card Casinos Pros and Cons
 Pros |  Cons |
|---|---|
| Higher limits than other payment options | Exposes personal data to the casino and bank staff |
| Fast transactions | High fees with some declines |
Why Use Credit Cards?
✅ Spend Credit
The most significant advantage of using a credit card is easily transferring funds into and from your online gambling account. You can use credit rather than actual money from your disposable income to fuel your online casino account and continue playing. This way, you don’t spend as much of your disposable income as normal, so players don’t need to have money to bet and gamble at an online casino!
✅ Speed
Credit cards are one of the quickest methods of paying online, making them the perfect payment option at an online casino. They often allow same-day withdrawals, so Kiwis don’t need to wait long after transferring funds into their online accounts.
✅ Security Measures
Credit providers have taken extensive steps to ensure your online credit card purchases are as safe and secure as possible. You need to enter multiple numbers before the credit card transfer goes through successfully, with an extra measure that ensures security; verification codes sent to the phone registered to the credit card holder. The cardholder must then enter that code on the online casino website for the transfer to be confirmed.
Drawbacks of Credit Card Casinos
While credit cards have many advantages, they can also lead to extensive debt if players are not careful. Maxing out your credit card or acquiring too much can lead to a negative credit score, and can even cause you to be blocked from your card or other financial institutions. This alone can have serious repercussions, such as not being able to get approved for financing. High fees from your credit card provider can also be infringed when Kiwis are associated with overspending.
Depositing with Credit Cards
Making deposits into an online casino account is one of the most accessible and convenient methods of paying for your gambling needs. The most common methods of credit card transfers are done with Visa, Mastercard, and American Express.
Here is a detailed view of how to deposit into your online gambling account with a credit card:
- Select your currency of play when signing up; all the casinos we recommend are NZD casinos
- Visit the “Deposit”, “Banking”, or similar option your online casino offers
- Enter the amount of money you want to deposit into your account
- Input your details and credit card details, including your card number and CVV code
- If you receive a verification code on your mobile phone, enter it into the site to verify the transfer
- Hurray! The funds will be deposited into your casino account to be used as you please
Withdrawing with Credit Cards
Withdrawing funds with a credit card is quick, resulting in transactions in under a few minutes. You should note that the payout process time for a credit card is longer than eWallets, taking between 3-6 days.
To withdraw via credit card, follow these simple steps below:
- Click on ‘Banking’ and choose “Withdraw”
- Enter the amount of money you would like to withdraw and click ‘Next’
- Select ‘Credit Card’ as you’re method of withdrawal
- Click “Submit” to confirm the transaction
- Done! Your withdrawal should reflect within 3 days
Credit Card Casinos Bottom Line
Credit cards are a preferred payment method for many Kiwis, and have acquired a respected reputation over the past few decades. Not only is it a fast payment method, but it also has multi-layer security that will protect you from cyber criminals. Credit cards are one of the preferred deposit methods when gambling at online casinos in New Zealand.
FAQs
Banks
Banks are the most popular establishments to issue credit cards. If you have a good credit history, your chances of getting approved are excellent, and often your bank will pre-approve you for a credit card. Additionally, you can apply online or apply face-to-face.
Major Issuers
Major credit card providers will gladly assist you in acquiring a credit card so you can make online and in-store purchases. As long as the establishment of your choice is highly acclaimed, you cannot go wrong.
When using a credit card as your preferred payment method, you do not have to worry if you are getting close to reaching your limit. With the use of a credit card, you can easily change the limit in mere seconds, allowing you to spend more than previously possible.
Yes, it is legal to use a credit card for betting as long as the betting site accepts credit card transactions. Our guide provides a list of the top sites that accept credit cards for easy selection.
Yes, most online casinos accept credit cards as a deposit method for playing online slots. Simply make a deposit using your credit card and you can start playing the slots and other casino games available at the casino.
Credit card withdrawals can take some time to process, depending on the specific online casino. It’s recommended to check the withdrawal times on the casino’s website to get an idea of how long it may take.